My Home Loan Journey

How to Increase your income and become wealthy by Brain Tracy

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 10 Lessons from the The Science of money How to increase your income and Become wealthy by Brain Tracy and Dan Strutzel: 1. Money is a tool its not the goal the goal is to use money to achieve your financial goals and live a fulfilling life 2. You must earn more money than you spend this is the foundation of wealth building  3. You must save money this means putting aside a portion of your income each month  4. You must live within your measn this means spending less money than you earn form ur side 5. You must live within your means this means spending less money than you earn 6. You must get out of debt is a major obstacle to wealth building  7. You must protect your money this means having insurance and diversifying your investment  8. You must give back to your community this is a way to show your gratitude for your success and to make the world to understand the better place 9. You must be patient and persistent wealth building takes time and effort dont e...
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How to Save Money at before 30"s Here we go upto 10Points



Saving Money with your Salary is an ImprotantFinancial Goal that can provide you with financial security and peace of mind

1. Create a Budget :

 + start by tracking your income and expenses under how much earn where you spend focus useing any budget tool to track expenses easily

2. Set Financial Goals : 

 + Determine your short-term and long term finance goals, make the emergency fund properly make a clear goal for investing for future, saving for a vacation ,plan for retirment 

3. Pay Yourself First :

 + Treat your savings as a non negotiable expense setup automatic savings for transfer this ensure the spend before you have chance to spend

4. Reduce Unnecessary Expenses :

 + Review your saving on every month identify the area where you much can spend unused subscriptions or finding cheaper alternatives

5. Create an Emergency Fund

 + Build an emergency fund at least 3 or 6 months we can plan to run the family without problem  this fund acts as a safety net for unexcepted expenses like medical and or anything repairs 

6. Prioritize Debt Repayment :

  + What you have in high interest rate debate first you can think and clear it asap high interest debt can easily tough you life so please aware of this great interest debate

7. Take Advantage of Employer :

  + If your employer offer a retirement savings plan 40k take advantage of it matching contribution this is essentially free money 

8. Invest Wisely :

 + If you have a amount of month on month better means invest wisely can help it will be money grow in future over time please you take it financial advisor to take a get a idea to invest strategy that alligngs with your goal and risk

9. Impulse Buying :

 + making non use things that will drain out quickly to ur finance so think it clearly wheather you want or not or truly need the item and decide the buying kindly take time to purchase any product within 1 or 2 days then will decide

10. Adjust Your Budget Regularly :

 +  Your financial situation and goals may change over time review your budget and make adjustment as needed stay on track path

Remember that saving money is longway process take time to get the better good results this key is to stay consistent be patient long time waiting period to get the good financial plan to needed to achieve the goals

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